房地產是亞洲人相當喜愛的投資商品之一，但全球城市房地產泡沫指數如何？
Real estate is one of Asians’ favorite investment commodities, but what about the global urban real estate bubble index?
大流行衝擊房市，房價逆勢上漲
The pandemic hits the housing market, housing prices rise against the trend
瑞銀(UBS)釋出2020年全球房地產泡沫指數報告，許多歐洲城市房價漲幅超過5%以上，例如：慕尼黑、雪梨、法蘭克福等。
UBS (UBS) released the 2020 Global Real Estate Bubble Index report, and many European cities have seen housing prices rise by more than 5%, such as Munich, Sydney, Frankfurt and so on.
遠距辦公需求增加，加速人們搬離大城市
Increased demand for remote offices accelerates people moving away from big cities
大城市房價逐年上漲。今年，封鎖令帶起遠距工作模式和家庭辦公室的風氣與需求。加速人口遷移至幅員廣大的郊區或是二、三線城市。
Housing prices in big cities are rising year by year. This year, the lockdown order has brought up the atmosphere and demand for remote working models and home offices. Accelerate population migration to large suburbs or second- and third-tier cities.
歐洲多城房地產泡沫指數高
European multi-city real estate bubble index is high
在全球房地產泡沫化的前七名城市中，即有五個歐洲城市，分別是慕尼黑、法蘭克福、巴黎、阿姆斯特丹和蘇黎世。相較亞洲、美洲城市，最可能房地產泡沫化的城市多在歐洲。
Among the top seven cities in the global real estate bubble, there are five European cities, namely Munich, Frankfurt, Paris, Amsterdam and Zurich. Compared with Asian and American cities, the most likely cities for real estate bubbles are in Europe.
2020全球城市房地產泡沫指數(資料來源：瑞銀UBS)
2020 Global Urban Real Estate Bubble Index (Source: UBS)
閃避泡沫地雷區，房地產依舊是好投資
Avoid bubble minefields, real estate is still a good investment
相較其他金融商品會在短時間內大幅動盪，房地產價格穩健、緩步成長的特性使其依舊是這個多變環境中的一個優質投資選擇。
Compared with other financial products, which will fluctuate greatly in a short period of time, the characteristics of steady and slow growth in real estate prices make it still a high-quality investment choice in this changing environment.
