房地产是亚洲人相当喜爱的投资商品之一，但全球城市房地产泡沫指数如何？
Real estate is one of Asians’ favorite investment commodities, but what about the global urban real estate bubble index?
大流行冲击房市，房价逆势上涨
The pandemic hits the housing market, housing prices rise against the trend
瑞银(UBS)释出2020年全球房地产泡沫指数报告，许多欧洲城市房价涨幅超过5%以上，例如：慕尼黑、悉尼、法兰克福等。
UBS (UBS) released the 2020 Global Real Estate Bubble Index report, and many European cities have seen housing prices rise by more than 5%, such as Munich, Sydney, Frankfurt and so on.
远距办公需求增加，加速人们搬离大城市
Increased demand for remote offices accelerates people moving away from big cities
大城市房价逐年上涨。今年，封锁令带起远距工作模式和家庭办公室的风气与需求。加速人口迁移至幅员广大的郊区或是二、三线城市。
Housing prices in big cities are rising year by year. This year, the lockdown order has brought up the atmosphere and demand for remote working models and home offices. Accelerate population migration to large suburbs or second- and third-tier cities.
欧洲多城房地产泡沫指数高
European multi-city real estate bubble index is high
在全球房地产泡沫化的前七名城市中，即有五个欧洲城市，分别是慕尼黑、法兰克福、巴黎、阿姆斯特丹和苏黎世。相较亚洲、美洲城市，最可能房地产泡沫化的城市多在欧洲。
Among the top seven cities in the global real estate bubble, there are five European cities, namely Munich, Frankfurt, Paris, Amsterdam and Zurich. Compared with Asian and American cities, the most likely cities for real estate bubbles are in Europe.
2020全球城市房地产泡沫指数(数据源：瑞银UBS)
2020 Global Urban Real Estate Bubble Index (Source: UBS)
闪避泡沫地雷区，房地产依旧是好投资
Avoid bubble minefields, real estate is still a good investment
相较其他金融商品会在短时间内大幅动荡，房地产价格稳健、缓步成长的特性使其依旧是这个多变环境中的一个优质投资选择。
Compared with other financial products, which will fluctuate greatly in a short period of time, the characteristics of steady and slow growth in real estate prices make it still a high-quality investment choice in this changing environment.
